With access to a wide variety of lenders and without the stringent qualifiers required from major financial institutions, working as your mortgage brokers in Ottawa, we help you find mortgage options that work best for your situation.
Not your average Ottawa mortgage brokers.!
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Getting a mortgage can be a nail biting experience for some people. We want the mortgage process to be as painless as possible for you and we will help you along each step of the way. Rest assured, you are in good hands.
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Your clients can now stay in their home and community.
Up to 55% of the equity in the home is available and can be used however the homeowner wishes.
The money accessed through CHIP is tax-free and will not affect CPP or OAS.
CHIP is a reverse mortgage, a loan secured against the value of the home. Unlike a loan or a regular mortgage, with CHIP you are not required to make regular mortgage payments. The loan is repaid only when the homeowners no longer live in the home.
The homeowner is required to keep the property in good condition, up-to-date with property taxes and property insurance. The money received is tax-free and can be used however the homeowner wishes.